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Find information relevant to your case and to your questions in our numerous articles.

Experienced and focused, attorney Robert J. Anderson wants you to get as much information on your legal case right away. In our Library you will find articles on premises liability (slip and fall) cases, on the particularities of bicycle, car, motorcycle and truck accidents, on common causes of accidents and sustained injuries, on social security disability insurance denial cases and the way to resolve them, and many more.

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I have been involved in an accident that was not my fault; can the insurance company raise my rates?

Q: I have been involved in an accident that was not my fault; can the insurance company raise my rates?

A: As a general rule, no.

If you are involved in an accident which is not your fault the insurance company cannot raise your rates, refuse to renew, or otherwise hold the accident against you even though you have made claims for no–fault benefits, collision or comprehensive claims, or uninsured motorist claims. You paid a premium to the insurance company to protect you against these types of losses. They spread that risk out over many policies and make a profit for doing so. So long as you are not at fault, a claim does not count as a strike against you in any fashion.

Categories: Vehicle Accidents