Practice Areas

	Vehicle Accidents
	Slip and Fall
	Social Security Disability Benefits

Will our medical expenses and car repair costs be covered by the truck's insurance?

Q: My husband was injured in a car accident caused by a semi-trailer changing lane on I-25. Will our medical expenses and car repair costs be covered by the truck's insurance?

A:

Yes. All commercial vehicle operating companies in Colorado and elsewhere are required to contract public liability insurance, covering bodily injury, property damage or environmental restoration.

The limit of the insurance coverage varies with the type of activity of the transport company and can range from $500,000 to $5,000,000. Further requirements may be imposed at the state level.

It is also important to know whether the truck driver was an owner-operator or if he was employed by a transport company. Critical to your claim for compensation are the truck driver's and trucking company's respect of rules and regulations governing operations of commercial vehicles.

Immediately after the accident, steps need to be taken to collect witness reports and verify critical evidence such as the driver's qualification and training, truck log book, cargo weight, etc. You should consult an experienced truck accident attorney before settling with the insurance company.